Carry + Ask Sebby

A supercharged retirement plan for business owners

Friends of Ask Sebby get $100 off the Carry Solo 401k Plan and a FREE GIFT 🎁

“Carry is the most intuitive solo 401k experiences I’ve tried. I love how you can get set up and invest in just a few minutes. Every business owner, creator, and self-employed person should have one. The benefits and tax savings each year are a no-brainer.”

A Retirement Account Not Quite Like The Rest

Contribute up to $61,000 into an Carry Solo 401k for 2022. That’s 10x more than an IRA, and 3x more than a normal 401k. Invest in any asset class (including crypto, NFTs, real estate, and startups) with tax-free compounding, and never pay any fees for your assets under management. Enjoy all the benefits of the Carry Solo 401k for just one low yearly fee.

Highest Contribution Limits

The Carry Solo 401k has the highest contribution limits of any retirement account ($61,000 for 2022 – $66,000 for 2023).

Total Investment Freedom

Invest in any asset class including stocks, ETFs, crypto, NFTs, real estate, or private equity.

Tax-Free Compounding

Pay zero taxes on any income or profits generated from your investments. 100% of your profits go straight back into your account.

A Supersized Roth Account

With a Roth account, withdrawals in retirement are completely tax-free. Contribute up to $20,500 into an Carry Roth Solo 401k for 2022.

Largest Tax Deductions

You can get a tax deduction of up to $61,000 for 2022 by making your entire contribution with pre-tax dollars.

Full checkbook control

Get full checkbook control over your funds. You can write checks directly on your own without having to go through a custodian.

Mega Backdoor Roth

Carry has full support if you want to implement a mega backdoor Roth solo 401k, which allows you to put up to $61,000 into a Roth account for 2022.

Integrated Bank & Brokerage Accounts

No need to go out and open separate bank and brokerage accounts. Easily open any accounts you need within Carry.

Unlimited Rollovers

Fund your account by rolling over an unlimited amount of funds and assets from any other retirement plan that you already own (except a Roth IRA).

World Class Support

Rely on the Carry team to help you with any questions, administration support, annual tax-filings, and compliance monitoring.

Transparent pricing with no AUM fees

Unlike other money managers, we charge zero fees on your money under management (AUM) and do not receive any kickbacks from any products we recommend.

All income levels and all business entities eligible

Any business owner, freelancer, creator, or even full-time employees with a side hustle can open a solo 401k. The only requirement is that you have no full-time W-2 employees that work over 1,000 hours in your business (excluding your spouse). There are no income limits – you’re eligible whether you make over $1M or operate a small side hustle.

One plan that fits all your needs.

$299 Annually
Sign up before Dec 31 for a $100 discount.
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The Carry Solo 401k Plan Comes With

  • Ownership of an Carry Solo 401k Plan.
  • A Roth solo 401k account
  • Security & compliance monitoring.
  • Personalized investment plan & recommendations.
  • Support for a mega backdoor Roth conversion.
  • A delightfully simple all-in-one investment platform.
  • Full onboarding support and account administration assistance.
  • Integrated bank & brokerage accounts (coming soon).
  • Rollover support from other retirement plans that you already own.
  • Access to any investment options, with full checkbook control (coming soon).