Explore Carry Plans
Everything you need to save money on taxes, put away more for retirement, and build wealth.
Basic Plan
$299/year
Full access to Carry retirement and investment accounts.
Basic Plan features:
- Carry Solo 401k
- Traditional IRA
- Roth IRA
- Brokerage accounts
- No-fee robo-advisor
- Security and compliance monitoring
- On-demand courses and training
- No AUM fees
- 30-day refund guarantee
Pro Plan
$999 $499/year
Alternative investments, financial plan, and access to financial advisor.
Everything in the Basic Plan, plus:
- Invest in alternative assets
- Self-directed Roth IRA
- Self-directed Traditional IRA
- Custom financial plan
- Access to “Ask an Advisor” (ask unlimited questions to our human financial planner from the Carry app)
- Ongoing support and updates to your financial plan
Carry VIP
$12,000/year
For business owners earning $200k+ in profit annually.
Everything in the Pro Plan, plus:
- Hands-on financial planning, execution, and investment advice
- No-fee investment management and advice
- Sourcing, vetting, and executing on boutique accredited investments
- By application only
Compare Features
| Basic Plan | Pro Plan | Carry VIP | |
|---|---|---|---|
| Retirement Plans & Investment Accounts | |||
| Carry Solo 401k | ✓ | ✓ | ✓ |
| Roth IRA | ✓ | ✓ | ✓ |
| Traditional IRA | ✓ | ✓ | ✓ |
| Brokerage Accounts | ✓ | ✓ | ✓ |
| Self-directed Roth IRA (Invest in alternative assets like real estate, crypto, and private equity) | ✓ | ✓ | |
| Self-directed Traditional IRA (Invest in alternative assets like real estate, crypto, and private equity) | ✓ | ✓ | |
| Invest in traditional assets direct from Carry app | ✓ | ✓ | ✓ |
| Intuitive reporting dashboard | ✓ | ✓ | ✓ |
| No-fee robo-advisor | ✓ | ✓ | ✓ |
| Recurring contributions | ✓ | ✓ | ✓ |
| Automatic investments | ✓ | ✓ | ✓ |
| No AUM fees | ✓ | ✓ | ✓ |
| Solo 401k Features | |||
| Pre-tax & Roth accounts | ✓ | ✓ | ✓ |
| Mega backdoor Roth | ✓ | ✓ | ✓ |
| Traditional investments | ✓ | ✓ | ✓ |
| Alternative Investments | ✓ | ✓ | ✓ |
| Solo 401k loans | ✓ | ✓ | ✓ |
| Rollovers | ✓ | ✓ | ✓ |
| Tax-free compounding | ✓ | ✓ | ✓ |
| Support & Financial Planning | |||
| Account support | ✓ | ✓ | ✓ |
| Security and compliance monitoring | ✓ | ✓ | ✓ |
| On-demand courses | ✓ | ✓ | ✓ |
| Custom financial plan | ✓ | ✓ | |
| Ask an Advisor | ✓ | ✓ | |
| Hands-on financial planning, execution, and investment advice | ✓ | ||
| No-fee investment management and advice | ✓ | ||
| Sourcing, vetting, and executing on boutique accredited investments | ✓ |
Trusted by top entrepreneurs, creators and money experts
“The process of opening a solo 401k used to be extremely complex, and you had to do most of the administration work yourself… I don’t normally get excited about retirement plans, but Carry is building something I’ve wanted to exist for a long time.”
Nate O’Brien
Investor & YouTuber
“There are now so many people who are self-employed, and Carry is building the perfect financial vehicle to help them turn their business income into generational wealth. [Carry] is so powerful and flexible that it feels like you’re getting access to a tax loophole.
Elizabeth Yin
Co-founder @ Hustle Fund
“Carry is the most intuitive experiences I’ve tried. I love how you can get set up and invest in just a few minutes. Every business owner, creator, and self-employed person should have one. The benefits and tax savings each year are a no-brainer.
Sebastian Fung
Owner, Ask Sebby
Questions before joining?
Yes! You’ll have 30 days from joining the program to request a full refund, no questions asked.
Your membership will give you access to Carry for one year and will renew annually after that. You will always be able to cancel before the next payment cycle.
Ocho Investment Advisors LLC (“Carry Advisors”) is an investment advisor registered with the U.S. Securities and Exchange Commission (SEC), and uses bank-level security and state of the art encryption to keep your data and money safe. Brokerage and custody services are provided by DriveWealth LLC, a SEC registered broker-dealer and member FINRA/SIPC. SIPC, or the Securities Investor Protection Corporation, currently protects the securities and cash in your account up to $500,000 of which $250,000 may be in cash. SIPC does not protect against the market risks associated with investing. Investing in securities involves risk and there is always the potential of losing money. Asset allocation and diversification do not guarantee a profit or protect against a loss, and past performance is no guarantee of future results.
Additionally, like all 401(k) plans, your Carry Solo 401(k) is set up as a retirement trust, with you appointed as the sole trustee and plan administrator. In the unlikely event that Carry were to go out of business, your 401(k) and trust would remain in existence, and all funds would remain under your control. While Carry helps set up your solo 401(k) plan, you remain the plan administrator and trustee at all times, and Carry never has custody of your funds, meaning they are owned and titled by your 401(k) plan, not by Carry. If Carry were to close, you could choose to keep your money with DriveWealth (if you change to a new advisor) or transfer the assets to your bank account.
When you sell assets in your account for a profit, you don’t pay any capital gains taxes. Instead, 100% of your earnings go straight back into your solo 401k account where it can get reinvested.
For example, if you invest in a rental property through your solo 401k, all profits earned from rental income are tax-free – no capital gains taxes owed. If you decide to sell the property, all profits from the sale are also tax-free*.
Yes, whether you want to transfer over your old 401k, solo 401k, or IRAs, rolling over your accounts to Carry is super quick and easy and we’ll help you through the entire process.
Shoot us an email at: support@carrymoney.com